Monk SmartFinance
Real-time financial intelligence and risk management.
Transactional, behavioural, and market data unified on one engine. Score every event in line, govern every decision, and act before the transaction settles.
The production loop, end to end
01Capture
Card, ACH, wire, and behavioural events streamed in line. Order and market data on the same plane.
02Score
Hybrid retrieval against vectors, rules, and historical state — every event scored as it lands.
03Decide
Allow, hold, escalate, or block decided in line, before the transaction or order settles.
04Audit
Every decision is reproducible end-to-end. Lineage tied to the data and model that produced it.
Score every transaction in line
What you get on day one
Production-grade primitives, wired into a continuous engine. No glue code, no second-system integration, no batch wait.
Fraud detection
Score every transaction against models and rules in line.
Real-time risk scoring
Customer, counterparty, and portfolio risk recomputed continuously.
Compliance monitoring
AML, KYC, and policy violations flagged as they happen.
Audit-grade lineage
Every decision is traceable to the data and model version that produced it.
Plugs into the tools you already run
- Core banking
- Card switches
- ACH / RTP
- Custody / OMS
- Sanctions feeds
- KYC providers
- Bureau scores
- Watchlists
- Kafka
- Snowflake
- Splunk
- Grafana
MonkDB collapsed our fraud stack from five systems to one. The engineering surface shrank, and decisions land before settlement.
- $120M+Year-one fraud loss prevention
- 4.2 msp99 score-to-decision latency
- 99.99%Audit traceability across decisions
- SOC 2 Type II
- PCI DSS
- ISO 27001
- ISO 27701
- GDPR
- FFIEC